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Monday, July 15, 2024

Wells Fargo Lively Money Card Assessment Specific Instances

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Limitless 2% money rewards — Cardholders earn an infinite 2% money rewards on purchases, with no classes to activate or earnings limits to trace.

There are different playing cards that supply increased money again charges on sure classes, and whereas they are often value it, they do require extra effort. They usually usually are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Lively Money® Card is ideal for somebody that wishes an easy-to-use card that also gives excessive rewards: you’ll earn a best-in-class flat rewards instantly in your purchases — with no limits or hoops to leap by.

$200 money rewards sign-up bonus — New Wells Fargo Lively Money® Card holders can earn a $200 money rewards sign-up bonus for spending simply $500 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual charge, however it’s additionally one of many issues that units this Wells Fargo bank card other than different 2% again playing cards. We’ve but to return throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.

15-month 0% APR intro provide — New cardholders can take pleasure in 0% intro APR on each new purchases and eligible stability transfers for a full 15 months. (After that interval, a go-to charge of 20.24%, 25.24%, or 29.99% variable APR applies.) That is an excellent provide, even when in comparison with playing cards marketed only for a 0% intro APR. It implies that this card will will let you keep away from curiosity on purchases and stability transfers into late 2024!

Take into account that stability transfers should be made throughout the first 120 days to qualify for a decreased rate of interest and a decrease stability switch charge.

No annual charge — In lots of circumstances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Lively Money® Card, which sports activities a $0 annual charge.

Cellular phone safety — With the worth of a typical cellphone within the a whole bunch of {dollars}, having some form of insurance coverage is a good suggestion. With this Wells Fargo card, you may get built-in cellphone safety of as much as $600 simply by paying your cellphone invoice together with your card. Protection is topic to a $25 deductible.

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